2007年金融海嘯不但令全球股市陷入寒冬，也讓投資人慘賠，投資人的慘賠，則暴露出金融機構與投資人，對投資之金融商品間的種種弊端。而這些弊端又非固有之消費者保護法所能掩蓋，是以重新研議制定金融消費者保護法，簡稱「金融消保法」，並於2011年於立法院經三讀通過，正式上路。每個經濟風暴不見得都會以相同的模式複製，但卻可借由他山之石，來避免模式的再製的可能性，台灣房市過熱到民眾以幾年不吃不喝來計算買屋所需付出的代價，無形中已然形塑購屋是為一「非正常」、「非平常」之消費活動之印象，換句話說，如此表面榮景背後可能是有行無市炒熱了房價，但嚇跑了消費者，是值得深思的問題。

The global financial crisis in 2007 did not only push the stock market into winter, but also caused miserable results to investors. To overcome these shortcomings and give consumer protection. Taiwan passed financial consumer protection law referred as "Financial Consumer Protection Law" in 2011. Every economic crisis will not necessarily replicate the same pattern, but may bring similar disasters. Housing market in Taiwan also needs careful policy regulation to avoid similar trouble.