本文使用財政部2004至2014年的財產登錄資料並結合資本化法，建構涵蓋房屋、土地、股票、存款、債券、金融票券與房屋貸款的個人財富資料。爲確保結果貼近現實，我們以房地產實價登錄資料來計算房屋與土地價值，並在衡量股票時納入個人以投資公司持有的股權(即間接持股)。根據我們所建構的財富資料，台灣財富的吉尼係數(Gini coefficient)約爲0.79,前10%與前1%富豪的財富占比約爲62%與23%。台灣的財富不均數據低於美國，約略與瑞典、韓國相近。此外，財富分配在年齡分組中呈現明顯差異：全國財富在2004至2014年間呈現往50歲以上高齡人口集中的趨勢。

This paper estimates individual wealth distribution including houses, land, stocks, deposits, bonds, short-term transaction instruments, and mortgage by using the individual wealth register data of the Ministry of Finance from 2004 to 2014 and combining their with the method of capitalization. To ensure that the results are close to reality, we use the price data in the Actual Transaction Price of Real Estate to evaluate the values of houses and land. We also consider both direct and indirect holdings of stocks when we measure wealth. According to our calculation, the Gini coefficient of wealth in Taiwan is about 0.79, and the top 10% and top 1% wealth shares are 62% and 23% respectively. The wealth inequality in Taiwan is lower than in the U.S., approximating the results in Korea and Sweden. Moreover, the wealth in Taiwan between 2004 and 2014 showed a trend of concentration towards the elderly population over 50 years old.